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Boat Loans - Obtaining the Best Rates
By David Faulkner
Having a boat is a dream that many men secretly nurture. It's one of the major purchases anyone can make, probably as important as buying a home! A car is something that everyone needs to buy, but a boat is already considered a luxury.
The major decision to purchase a boat brings about the question of how you are going to pay for it. It's good if you can pay in cash, but oftentimes, this is not the case. It is a relief to find out that you can now avail of boat loans to pay for your boat purchase. If you look around, you may be able to scout for the best competitive interest rate in town.
The local bank is the primary institution to obtain boat loans. It offers competitive interest rates and if you are a valued client, you may even be granted preferential rates that may either be fixed or variable for a term of six months. The loans officer of the bank will require you to submit documentary requirements before processing boat loans.
Aside from the bank, a credit union is also an ideal source for boat loans. If you happen to get rejected by the bank, or if the bank rate does not suit your budget, the credit union may just have something for you. It caters to almost all types of land and water vehicles and they can offer competitive rates as a come-on to would be clients. You may make inquiries on boat loans over the phone by talking to the loans officer.
Boat distributors may also offer boat loans with special terms. This alternative seems to be the best arrangement because you get to finance the purchase of your boat and obtain a warranty and maintenance for the same from just a single location.
Processing of boat loans entails evaluation of the loan clients and thus may take a longer time to be released. However, the savings you can get out of minimal interest rates is worth the wait. Canvassing interest rates at other sources can help you secure the best boat loans deal to suit your budget.
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You can also find more info on Boat Insurance and Boat Lifts. Boatupgrade.com is a comprehensive resource to know about Boat Accessories Like Covers, Lifts, Storage and more.
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Tips On motor boat
Luxury sailing yachts generally 82 ft or longer, in recent years, these yachts have evolved from fairly simple vessels with basic accommodation into sophisticated and luxurious boats. This is largely due to reduced hull-building costs brought about by the introduction of fibreglass hulls, and increased automation and "production line" techniques for yacht building, especially in Europe.
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Before 1990, personal watercraft emissions were unregulated in the United States. Many were powered by two-stroke cycle engines, which are smaller and lighter than four-stroke cycle engines but much more polluting. Simple two-stroke engines are lubricated on a "total loss" method, mixing lubricating oil with their fuel; they are estimated to exhaust in excess of 25% of their fuel and oil unburned in addition to the products of incomplete and complete combustion.
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In a jetboat, the waterjet draws water from beneath the hull where it passes through a series of impellers and stators - known as stages - which increase the velocity of the waterflow. Most modern jets are single stage while older waterjets may have as many as three stages. The tail section of the waterjet unit extends out through the transom of the hull above the waterline. This jetstream exits the unit through a small nozzle at high velocity to push the boat forward. Steering is accomplished by moving this nozzle to either side, or less commonly, by small gates on either side that direct the jetstream. Because the jet boat relies on the flow of water through the nozzle for control, it is not possible to steer a conventional jet boat without the throttle open.
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The Latest Boating, Sailing And Marine News
Seeking One Crewperson For Maine To Virginia Voyage, Unpaid gig, serious offers only.
Thu, 20 Dec 2007 16:42:39 +0200
Vessel: Paceship Eastwind "William Bligh" 25' LOA Embarking Point: The Maine Yacht Center, 100 Kensington Rd, Portland, Maine. I can't cover any of your costs either to or from the boat, sorry. This will have to be for fun or adventure for whatever that's worth. I would like someone to act as an assistant helmsman and lookout while I'm asleep while we sail south to Virginia. 22 Jan 2008. Duties are basically to share whatever basic things we have to do, to behave as civilized human beings do, but to try to have a good time. Victualling, which I assume means food, we'll visit the grocery store before we leave Maine and try and split costs.
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Sailing Crew Wanted For Canary Islands To Scotland
Thu, 25 Oct 2007 10:19:09 +0200
I have a 36ft very well equipped sailing yacht and have just completed 25000mls single handed including 2 Atlantic crossings.I now feel it would be good to sail with a crew from the Canaries to Scotland in May 2008.
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Being Your Own Mechanic as owner of a sailing yacht.
Sat, 8 Sep 2007 14:51:38 +0200
Reading this sailing blog for the past few weeks makes me realize how incredibly difficult it must be to own a boat if you don't have the skills to do the mechanical work yourself. I wonder what percent of today's cruisers rely on a mechanic versus do-it-yourself?
Full discussion ....
Sailing Crew Needed, Brisbane - Chile, Sail Sept/Oct 2007
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I need to sail a newly purchased 50' sailboat from Brisbane to Chile in Sept/Oct/Nov 2007 time. My experience is limited and some time ago, so am looking for an experienced offshore sailor who can essentially Captain the boat.
Details ....
used hunter sailboats | weekender sailboat | 25 foot sailboat
Labels: seadoo jetski | seadoo pwc
posted by Banana boat @ 12:26 PM
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