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Boat Insurance

By Alison Cole

One of the supreme delights that a person can obtain is by possessing his own boat. It takes us to the past when adventure on the high seas was a real experience and man was the complete ruler of his dominion as a commander of his ship.

At present there are few places where a common man can be master and leader of his own fate, but a boat is one of them. But possessing a boat is not without peril or cost. Boat insurance is necessary for shielding such an expensive asset.

The two chief aspects of boat insurance are legal responsibility, or security and insurance; and property loss. In some respects, they are managed the same way as automobile or home policies.

When an individual insures his boat for liability, it guards an individual against harm to another person's assets brought about by the boat. It also has provisions for lawful protection, in case one is charged for something that is protected under the boat insurance.

However, there are certain delicate differences from an automobile policy when it comes to loss and damage insurance. The characteristic coverage for loss is either 'actual cash value' (ACV), or 'agreed upon' value.

Boat insurance, which is �agreed upon� for worth, has a money amount printed in the policy, which is the sum, compensated for complete loss. Limited damages are restored at 'for new' prices, implying that there is no reduction imposed, apart from high wear matter like sails, and some machinery. This is the extra-costly alternative to cover a boat.

An authentic cash value policy indicates that if a boat is a complete loss, one will obtain the existing market price, not including the deductible, and suitable reduction for the age and state of the boat during loss.

About the author

Boat Insurance provides detailed information on Boat Insurance, Cheap Boat Insurance, Motor Boat Insurance, Boat Insurance Online and more. Boat Insurance is affiliated with Trip Cancellation Insurance.
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Sailing crew wanted from Halifax To Scandinavia.

Mon, 20 Aug 2007 11:13:19 +0200
Need one experienced sailing crew member to sail yacht from Halifax to Copenhagen. We can sail Monday August 27. Right now we are 3, but one has got a back injury. It's a Morgan Out Island 41'. Speak English, German, Danish - Share food and Diesel expenses. It's non payed position.

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A Call To All Cruisers Around The World

Wed, 29 Oct 2008 15:41:49 +0200
The World Cruising and Sailing Wiki is a free, online world cruising guide developed by cruisers, for cruisers. This Cruising Wiki already contains almost 4,000 pages and has already had 250,000 page views - and growing fast The World Cruising Wiki contains information about world ports, country immigration and customs procedures, local weather info, radio nets, approaches and navigation, ocean passages, marinas, yacht clubs, anchorages, photos, chartlets, ... and much more. It also contains general information about sailing, radio, yacht maintenance, safety at sea, cruisers blogs, etc., etc. The World Cruising Wiki is being developed by cruisers all around the world - contributing information about regions that they know (in the true cruiser's spirit) so that others who follow in their wake can benefit. The resource can remain completely up to date as contributors can edit/update information online, 24/7.

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Caribbean Cruising Guide

Tue, 27 May 2008 21:04:54 +0200
The Caribbean section of the Cruising Wiki is now well underway - many sections are already very useful and interesting and, of course, free for anyone to access. Our collective thanks to all those who have already contributed their information to date - it is most appreciated by all cruisers around the world. Thank you! I am posting this message on this board to make an appeal to all who have knowledge of the Caribbean region to make a concerted effort to "fill in the blanks" and complete this section in particular. Let's get this section completed - for all the cruisers that are following in our wakes. Bring out the "writer" in you and help to build a great resource for all - others will be building other sections around the world that will be useful to YOU in the future. Help to build this World Cruising Wiki - the free, online Cruising Guide. The World Cruising Wiki belongs to all - built by cruisers, for cruisers.

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Labels: used boats for sale | ski boat

posted by Banana boat @ 6:50 AM