Information On Boating
Boat Loans - Obtaining the Best Rates
By David Faulkner
Having a boat is a dream that many men secretly nurture. It's one of the major purchases anyone can make, probably as important as buying a home! A car is something that everyone needs to buy, but a boat is already considered a luxury.
The major decision to purchase a boat brings about the question of how you are going to pay for it. It's good if you can pay in cash, but oftentimes, this is not the case. It is a relief to find out that you can now avail of boat loans to pay for your boat purchase. If you look around, you may be able to scout for the best competitive interest rate in town.
The local bank is the primary institution to obtain boat loans. It offers competitive interest rates and if you are a valued client, you may even be granted preferential rates that may either be fixed or variable for a term of six months. The loans officer of the bank will require you to submit documentary requirements before processing boat loans.
Aside from the bank, a credit union is also an ideal source for boat loans. If you happen to get rejected by the bank, or if the bank rate does not suit your budget, the credit union may just have something for you. It caters to almost all types of land and water vehicles and they can offer competitive rates as a come-on to would be clients. You may make inquiries on boat loans over the phone by talking to the loans officer.
Boat distributors may also offer boat loans with special terms. This alternative seems to be the best arrangement because you get to finance the purchase of your boat and obtain a warranty and maintenance for the same from just a single location.
Processing of boat loans entails evaluation of the loan clients and thus may take a longer time to be released. However, the savings you can get out of minimal interest rates is worth the wait. Canvassing interest rates at other sources can help you secure the best boat loans deal to suit your budget.
About the author
You can also find more info on Boat Insurance and Boat Lifts. Boatupgrade.com is a comprehensive resource to know about Boat Accessories Like Covers, Lifts, Storage and more.
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Tips On ski boats
Although no one knows when the first sailboat was built, archeologists have found remains of primitive canoe-like vessels dating back to ancient Egypt and Mesopotamia. Since then, boat design has developed steadily to enhance speed, maneuverability and cargo load, reflecting unique aesthetic and technological innovations.
Buy a Searay jet boat at our store.
A sports cruiser is generally considered to be similar to a speedboat but has the room for at least one cabin. They are motor cruisers which have been designed with the sports enthusiast in mind. The price and size of these vessels can range from about �15000 for a Jeanneau Leader 515, upwards to well over �150,000. Other competitively priced boats are the Cuddy Cabins produced by the likes of Bayliner, which are smaller in size but still offer a small underdeck cabin to relax in. Some are built by the same manufacturers as the motor cruisers to complete a full range of boats. At the luxury and performance end of the market both Fairline and Sealine amongst others have a sports series in their range.
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Boating, Sailing And Marine News From Around The World
Chambliss makes campaign pitch in Brunswick for Senate runoff
Sat, 22 Nov 2008 23:00:17 GMT
U.S. Sen. Saxby Chambliss brought his get-out-the-vote message to Republican Party faithful Saturday with just 10 days left in his runoff campaign against Democrat Jim Martin.
New free sailing crewfinder.
Sun, 9 Oct 2005 16:34:17 +0200
Link] A new free sailing crewfinder board for "crew wanted" and "crew looking for positions" in the Indian Ocean and Atlantic regions has been established on the Cruising Connections forum boards.
Click link for details.
Oceanswatch - Anyone Know Much About Them?, www.oceanswatch.org
Fri, 2 May 2008 15:25:52 +0200
The Oceanswatch web site was interesting to me, but I'm not familiar with many charitable organizations traveling on small private yachts, and so I wrote to Oceanswatch for a copy of their charter before I went any further. They really haven't been very forthcoming, it seems. On their web site, under "charter" they state: "Copies of our Trust documents are available on request by emailing chris@oceanswatch.org" I emailed Chris, and here are the emails sent and received as of today. It doesn't cost him anything to send copies of this stuff to me, does it? So now I'm asking what does he have to hide? Anybody here know?
Full details: .........
Rojas: from Northland to Big Bite
Thu, 04 Dec 2008 03:34:29 GMT
Never heard of 'em? You've probably thrown their stuff, but perhaps under a different brand name.
Schooner Alvei Overdue To New Zealand.
Wed, 5 Dec 2007 22:42:20 +0200
An aircraft is to carry out a search for a ship which was due to arrive in New Zealand on Saturday. The 92ft schooner Alvei left Port Vila in Vanuatu with nine people onboard more than three weeks ago. The Alvei is described as a learning vessel, which gives travelers the experience of sailing on a traditional ship. Its crew and passengers are believed to be aged between 27 and 66 and include Australians, Americans, a New Zealander and an Englishman.
Details ....
small sailboat
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